Does my membership cover me if I am a guest on a friend's boat?
If the owner of the boat is onboard your membership privileges do not apply. However, if your friend joins and references your member number you earn a $25 credit toward your next renewal through our Refer-a-Friend program.
How does membership differ from boat insurance?
Although commonly referred to as such, a Sea Tow membership is not insurance. It's assurance. We’ll come to your aid when things go wrong – provide a tow, deliver fuel or jump start your battery so you can bet back on your way… It's our job to help ensure your safety and we take that seriously.
Boat insurance is intended to protect very significant investments -your boat, electronics and gear, etc. - because disasters strike unexpectedly. Many boaters choose to skip the insurance, but it is a huge risk to be left without the means to repair or replace the boat you've worked so hard to acquire, let alone handle legal costs should you be faced with lawsuits after an accident.
Maintaining a Sea Tow membership as well as having boat insurance makes common sense – the two are intended to work together to ensure your boating needs are met in unexpected situations, however minor or major they may be.
Why do I need Sea Tow if my insurance has a towing rider?
Most likely Sea Tow will be the company that you call for on-water assistance. Why pay out of pocket and submit the bill to your insurance company for reimbursement? When you are not a member the average tow can cost $600 or more. Additionally, there may be dollar, distance, calendar or geographic limitations in your towing rider coverage -- your rider may not cover the full cost of the tow. And don't forget, Sea Tow members get priority service.
Can I get a refund on my membership if I sell my boat?
Full refunds will be provided in the instances of Automatic
Renewal charges if the refund request is made within 30 days of the effective date of the membership
term and provided no membership services have been rendered in the interim. In all other cases,
Sea Tow membership is non-refundable, but any remaining term on the membership is transferable
by the member upon written notice to Sea Tow International.
Do you provide coverage in the Bahamas?
How do I sign up and what information do I need?
Signing up is easy and can be completed in just a few minutes. We accept membership applications online or by phone at 800-4-SEATOW (473-2869). When signing up, you'll be asked for the name, address and phone number of the person whose name appears on the boat registration(s), the year, make, length, color, name, registration or documentation number, and the hull and engine type of each vessel.
Additionally, we'll ask you for home port information regarding the primary vessel, specifically if the boat is trailered, kept at a marina, or docked at home. Following this, we'll ask you for the name of the boat ramp or marina you use most frequently, or the city and state where your home dock is located.
Online or phone membership applications require payment via a credit or debit card. Payment may be made using Visa, MasterCard, American Express or Discover.