Yacht insurance helps keep your investment afloat.

Your yacht is a luxurious, relaxing pastime. Keep it that way with yacht insurance.

Keep your confidence while you have the proper coverage for your significant investment. A yacht policy differs from a boat policy.

Spending time on your yacht is a luxurious, relaxing pastime. Keep your confidence while you have the proper coverage for your large investment. A Yacht policy differs from a boat policy with coverages and limits that more appropriately reflect the larger investment that’s at risk. Yachts often have more personal belongings aboard, toys and accessories for enjoying time on the water, and potentially even crew, whose coverage may need to be contemplated. Sea Insure is here to help you ensure your coverage matches your lifestyle so you can enjoy your time on the water.

Avoid leaks in your liability coverage.

Yachting can entail complex liabilities. Larger boats mean larger liability resulting from collisions and injuries to third parties, guests, or crew. It also means more fuel, which may result in larger environmental damage and clean-up costs. Complex risks require complex solutions. Let your Sea Insure agent safely navigate you toward confidence on the water.

  Why get yacht coverage instead of boat insurance?

While the two coverages may seem similar, the value of a yacht is typically beyond that of a boat, so the policy you get should have coverage that fits the high value of your yacht.

  Is yacht insurance required?

Insurance requirements vary by state, so check your local laws to be sure. If you have a loan on your yacht, the lender will mandate coverage. However, regardless of whether insurance is required or not, it’s never a good idea to leave your investment unprotected or go without liability protection. Yachting is inherently risky, so don’t head out on the water without proper protection for you and your family.

What optional coverages might be available under my Yacht policy?

Yacht policies often have many optional coverages, including things like Tournament Reimbursement Coverage, coverage for tenders, and water toys you store aboard the yacht. Your Sea Insure agent can walk you through the many options to ensure you have a policy that protects your assets and lifestyle.

Content discussing coverage on this page is for general help in understanding coverage and not to be used as a literal explanation of any coverage you may purchase. Only the policy form can be relied upon for a full description and understanding of what is and is not covered.